/* Manrope, self-hosted (variable 400–800) so pages don't wait on Google Fonts */
@font-face { font-family: "Manrope"; font-style: normal; font-weight: 400 800; font-display: swap; src: url(fonts/manrope-latin.woff2) format("woff2"); unicode-range: U+0000-00FF, U+0131, U+0152-0153, U+02BB-02BC, U+02C6, U+02DA, U+02DC, U+0304, U+0308, U+0329, U+2000-206F, U+20AC, U+2122, U+2191, U+2193, U+2212, U+2215, U+FEFF, U+FFFD; }
@font-face { font-family: "Manrope"; font-style: normal; font-weight: 400 800; font-display: swap; src: url(fonts/manrope-latin-ext.woff2) format("woff2"); unicode-range: U+0100-02BA, U+02BD-02C5, U+02C7-02CC, U+02CE-02D7, U+02DD-02FF, U+0304, U+0308, U+0329, U+1D00-1DBF, U+1E00-1E9F, U+1EF2-1EFF, U+2020, U+20A0-20AB, U+20AD-20C4, U+2113, U+2C60-2C7F, U+A720-A7FF; }

/* FundsFirst: brand green field, one face, one action colour, mobile first */
:root {
  --green: #1b5e2b;
  --green-deep: #0f3a1c;
  --action: #187a37;
  --action-hover: #13632c;
  --wa: #0f7a3f;
  --mint: #d8efdd;
  --tag: #e3f1df;
  --ink: #14231a;
  --muted: #4c5a51;
  --bg: #ffffff;
  --bg-soft: #f6f8f4;
  --card-line: #e3e8e2;
  --radius: 14px;
  --font: "Manrope", system-ui, -apple-system, "Segoe UI", Roboto, Arial, sans-serif;
  --ease: cubic-bezier(0.16, 1, 0.3, 1);
}

*, *::before, *::after { box-sizing: border-box; }
html { scroll-behavior: smooth; -webkit-text-size-adjust: 100%; }
body { margin: 0; font-family: var(--font); color: var(--ink); background: var(--bg); font-size: 1.0625rem; line-height: 1.6; }
a { color: var(--green); }
a:focus-visible, button:focus-visible, input:focus-visible, select:focus-visible { outline: 3px solid var(--action); outline-offset: 2px; }
.skip-link { position: absolute; left: -9999px; top: 0; background: var(--green); color: #fff; padding: 8px 12px; z-index: 100; }
.skip-link:focus { left: 12px; top: 12px; }
.container { width: min(1200px, 100% - 2.5rem); margin-inline: auto; }

h1, h2, h3 { line-height: 1.1; color: var(--green-deep); margin: 0 0 0.5em; letter-spacing: -0.025em; font-weight: 700; }
h2 { font-size: clamp(1.9rem, 1.2rem + 2.6vw, 3.4rem); max-width: 22ch; }
h3 { font-size: 1.3rem; letter-spacing: -0.01em; }
p { margin: 0 0 1em; }

/* Buttons */
.btn {
  display: inline-flex; align-items: center; justify-content: center;
  min-height: 52px; padding: 0.8rem 1.5rem; border-radius: 999px; border: 2px solid transparent;
  font-weight: 700; font-size: 1rem; text-decoration: none; cursor: pointer; font-family: inherit;
  transition: background-color 0.2s, color 0.2s, border-color 0.2s, transform 0.2s var(--ease);
}
.btn:hover { transform: translateY(-2px); }
.btn:active { transform: translateY(0) scale(0.98); }
.btn-primary { background: var(--action); color: #fff; }
.btn-primary:hover { background: var(--action-hover); }
.btn-light { background: #fff; color: var(--green-deep); }
.btn-light:hover { background: var(--mint); }
.btn-outline-light { border-color: rgba(255, 255, 255, 0.7); color: #fff; }
.btn-outline-light:hover { background: #fff; color: var(--green-deep); }
.btn-outline { border-color: var(--green); color: var(--green); }
.btn-outline:hover { background: var(--green); color: #fff; }
.btn-whatsapp { background: var(--wa); color: #fff; }
.btn-whatsapp:hover { background: #0b6534; }
.btn-sm { min-height: 42px; padding: 0.5rem 1.1rem; font-size: 0.95rem; }
.btn-block { width: 100%; }

/* Header */
.site-header { position: sticky; top: 0; z-index: 50; background: #fff; }
.header-inner { display: flex; align-items: center; gap: 1rem; min-height: 68px; }
.brand { display: flex; text-decoration: none; margin-right: auto; }
.brand img { height: 60px; width: auto; display: block; }
.brand-name { font-weight: 800; font-size: 1.35rem; color: var(--green); letter-spacing: -0.03em; }
.brand-tag { font-size: 0.8125rem; color: var(--muted); }
.top-links { display: none; gap: 1.5rem; }
.top-links a { color: var(--ink); text-decoration: none; font-weight: 600; }
.top-links a:hover { color: var(--action); }
.header-cta { display: none; }
.menu-toggle { background: none; border: 0; cursor: pointer; width: 44px; height: 44px; padding: 10px; }
.menu-toggle span { display: block; height: 2px; background: var(--green); margin: 6px 0; transition: transform 0.25s, opacity 0.25s; }
.menu-toggle[aria-expanded="true"] span:nth-child(1) { transform: translateY(8px) rotate(45deg); }
.menu-toggle[aria-expanded="true"] span:nth-child(2) { opacity: 0; }
.menu-toggle[aria-expanded="true"] span:nth-child(3) { transform: translateY(-8px) rotate(-45deg); }
.menu { display: none; background: #fff; padding: 0.5rem 0 1.5rem; }
.menu.open { display: block; }
.menu-inner { display: grid; gap: 0.75rem; }
.menu ul { list-style: none; padding: 0; margin: 0 0 0.5rem; }
.menu li a { display: flex; align-items: center; min-height: 48px; text-decoration: none; color: var(--ink); font-weight: 600; font-size: 1.1rem; }

/* Hero: one flat green field, the statement is the picture */
.hero { background: var(--green-deep); color: #fff; padding: clamp(2.5rem, 8vh, 8rem) 0 clamp(2.5rem, 6vh, 5rem); }
.statement { color: #fff; font-weight: 800; font-size: clamp(2.5rem, min(0.6rem + 6.6vw, 15vh), 7.4rem); line-height: 0.98; letter-spacing: -0.045em; margin: 0 0 clamp(1.1rem, 4vh, 3.5rem); }
.statement .line { display: block; overflow: hidden; padding-bottom: 0.16em; margin-bottom: -0.1em; }
.hero-foot { display: grid; gap: 1.5rem; align-items: end; }
.hero-sub { font-size: clamp(1.1rem, 1rem + 0.5vw, 1.35rem); color: #d4e8d9; max-width: 44ch; margin: 0; }
.cta-row { display: flex; gap: 0.75rem; flex-wrap: wrap; }

/* Facts strip */
.facts { background: var(--mint); }
.facts-row { display: grid; grid-template-columns: 1fr 1fr; gap: 1.5rem 1rem; padding: 2rem 0; }
.facts-row p { margin: 0; color: var(--ink); font-size: 0.95rem; line-height: 1.3; }
.facts-row strong { display: block; font-size: clamp(1.4rem, 1rem + 1.6vw, 2.25rem); color: var(--green-deep); letter-spacing: -0.03em; }

/* Sections */
.section { padding: clamp(4.5rem, 3rem + 6vw, 8rem) 0; }
.section-alt { background: var(--bg-soft); }
.section-title { margin-bottom: clamp(2rem, 1.5rem + 2vw, 3.5rem); }

/* Story */
.story-grid { display: grid; gap: 2rem; }
.story-grid h2 { max-width: 22ch; font-size: clamp(1.9rem, 1.2rem + 2vw, 2.9rem); }
.story-body p { font-size: clamp(1.15rem, 1rem + 0.6vw, 1.45rem); line-height: 1.5; max-width: 40ch; }

/* Services: eight cards */
.service {
  position: relative; display: flex; flex-direction: column; background: #fff;
  border: 1px solid var(--card-line); border-radius: var(--radius); padding: 1.75rem 1.6rem 1.6rem;
  transition: transform 0.25s var(--ease), border-color 0.25s;
}
.service:hover { transform: translateY(-4px); border-color: #c6d9c4; }
.s-tag {
  position: absolute; top: 0; right: 0; padding: 0.3rem 0.8rem; border-radius: 0 var(--radius) 0 var(--radius);
  background: var(--tag); color: var(--green); font-size: 0.8125rem; font-weight: 700; letter-spacing: 0.08em; text-transform: uppercase;
}
.s-icon { display: grid; place-items: center; width: 48px; height: 48px; border-radius: 12px; background: var(--bg-soft); color: var(--green); margin-bottom: 1.25rem; }
.s-icon svg { width: 22px; height: 22px; fill: none; stroke: currentColor; stroke-width: 1.8; stroke-linecap: round; stroke-linejoin: round; }
.service h3 { font-size: 1.25rem; margin-bottom: 0.5rem; }
.service p { color: var(--muted); font-size: 1rem; margin-bottom: 1.5rem; }
.service a { margin-top: auto; font-weight: 700; color: var(--green-deep); text-decoration: none; }
.service a:hover { color: var(--action); text-decoration: underline; }
.also-offer { margin: 2rem 0 0; color: var(--muted); max-width: 70ch; }
.also-offer strong { color: var(--ink); }

/* Calculators on the green field */
.field { background: var(--green); color: #fff; }
.field h2 { color: #fff; }
.calc-head p { color: #e0efe4; max-width: 60ch; }
.calc-head a { color: #fff; font-weight: 700; }
.calc-form { margin-top: 2rem; background: #fff; color: var(--ink); border-radius: var(--radius); padding: clamp(1.25rem, 1rem + 2vw, 2.5rem); display: grid; gap: 1.25rem; }
.calc-tabs { display: flex; flex-wrap: wrap; gap: 0.5rem; }
.calc-tabs button {
  font: inherit; font-weight: 700; font-size: 0.95rem; cursor: pointer; min-height: 44px; padding: 0.5rem 1rem;
  border-radius: 999px; border: 2px solid transparent; background: var(--bg-soft); color: var(--green-deep);
  transition: background-color 0.2s, color 0.2s, transform 0.2s var(--ease);
}
.calc-tabs button:hover { background: var(--mint); }
.calc-tabs button:active { transform: scale(0.97); }
.calc-tabs button[aria-pressed="true"] { background: var(--green-deep); color: #fff; }
.calc-about { margin: 0; color: var(--muted); font-size: 1.05rem; }
.calc-profile { margin: 0; padding: 1rem 1.25rem 1.25rem; border: 1px solid #d5dfe9; border-radius: 10px; background: var(--bg-soft); display: grid; gap: 0.9rem; grid-template-columns: repeat(auto-fit, minmax(180px, 1fr)); }
.calc-profile legend { padding: 0 0.4rem; font-weight: 700; }
.calc-pick { display: none; }
.calc-profile legend span { font-weight: 500; color: var(--muted); font-size: 0.9rem; }
.calc-profile label { font-size: 0.92rem; }
.p-amt { display: grid; grid-template-columns: 1fr auto; gap: 0.4rem; }
.p-amt select { width: auto; }
.calc-tip { margin: 0; padding: 0.9rem 1.1rem; border-left: 3px solid var(--action); background: #fff; color: var(--ink); font-size: 0.95rem; line-height: 1.5; }
.calc-body { display: grid; gap: 1.5rem; align-items: start; }
.calc-fields { display: grid; gap: 1rem; grid-template-columns: repeat(auto-fit, minmax(200px, 1fr)); }
.calc-out { display: grid; gap: 0.75rem; }
.calc-say { margin: 0; padding: 1.1rem 1.25rem; border-radius: 10px; background: var(--mint); color: var(--green-deep); font-size: 1.15rem; font-weight: 600; line-height: 1.45; }
.calc-result { display: grid; gap: 0.75rem; padding: 1.25rem; background: var(--bg-soft); border-radius: 10px; }
.calc-result div { display: flex; justify-content: space-between; align-items: baseline; gap: 1rem; }
.calc-result span { color: var(--muted); font-size: 0.95rem; }
.calc-result strong { color: var(--green-deep); font-size: 1.15rem; overflow-wrap: anywhere; text-align: right; }
.calc-result .big strong { font-size: clamp(1.5rem, 1.1rem + 1.5vw, 2.1rem); color: var(--action); letter-spacing: -0.03em; }

/* Form fields */
label { display: grid; gap: 0.4rem; font-weight: 600; font-size: 1rem; }
input, select { font: inherit; font-weight: 500; min-height: 50px; width: 100%; padding: 0.7rem 0.9rem; border: 1px solid #b9c8be; border-radius: 10px; background: #fff; color: var(--ink); }
input:focus, select:focus { border-color: var(--action); }

/* Reviews: short and real */
/* Sideways tracks: reviews (all sizes) and services (phones). Swipe, snap to each card. */
.reviews, .services {
  display: grid; grid-auto-flow: column; grid-auto-columns: 86%; gap: 1rem;
  overflow-x: auto; scroll-snap-type: x mandatory; scrollbar-width: none;
  padding-bottom: 0.25rem; overscroll-behavior-x: contain;
}
.reviews::-webkit-scrollbar, .services::-webkit-scrollbar { display: none; }
.review, .service { scroll-snap-align: start; }
.slider-head { display: flex; align-items: end; justify-content: space-between; gap: 1rem; }
.slider-nav { display: none; gap: 0.5rem; margin-bottom: clamp(2rem, 1.5rem + 2vw, 3.5rem); }
.slider-nav button {
  width: 48px; height: 48px; border-radius: 50%; border: 2px solid var(--green-deep); background: #fff;
  color: var(--green-deep); font-family: inherit; font-weight: 700; font-size: 1.3rem; line-height: 1; cursor: pointer; transition: background-color 0.2s, color 0.2s;
}
.slider-nav button:hover { background: var(--green-deep); color: #fff; }
.swipe-hint { margin: -1.5rem 0 1rem; font-weight: 700; color: var(--green); font-size: 0.95rem; }
.review { position: relative; margin: 0; padding: 2.75rem 1.75rem 1.75rem; border-radius: var(--radius); background: var(--bg-soft); display: flex; flex-direction: column; gap: 1.25rem; }
.review blockquote { margin: 0; font-size: 1.15rem; line-height: 1.5; color: var(--ink); }
.review figcaption { margin-top: auto; display: grid; }
.review figcaption span { color: var(--muted); font-size: 0.95rem; }

/* Team */
.team-grid { display: grid; gap: 2.5rem; }
.person { display: flex; gap: 1.25rem; align-items: flex-start; }
.avatar { flex: 0 0 112px; width: 112px; height: 112px; border-radius: 50%; background: var(--green-deep); color: #fff; font-weight: 800; font-size: 1.5rem; display: grid; place-items: center; }
.person h3 { font-size: clamp(1.4rem, 1.1rem + 1vw, 1.9rem); margin-bottom: 0.2rem; }
.role { font-weight: 700; color: var(--action); margin-bottom: 0.5rem; }
.person p:last-child { margin: 0; max-width: 36ch; }

/* Steps */
.steps { list-style: none; padding: 0; margin: 0; display: grid; gap: 2rem; }
.steps li { padding-top: 1.25rem; border-top: 4px solid var(--action); }
.steps h3 { font-size: clamp(1.4rem, 1.1rem + 1vw, 1.9rem); }
.steps p { margin: 0; }

/* Contact */
.contact-section { background: var(--mint); }
.contact-grid { display: grid; gap: 2.5rem; }
.contact-ways { display: flex; flex-wrap: wrap; gap: 0.75rem; margin: 1.75rem 0 2rem; }
.contact-list { list-style: none; padding: 0; margin: 0; display: grid; gap: 1.1rem; }
.contact-list li { display: grid; gap: 0.1rem; }
.contact-list strong { font-size: 0.875rem; color: var(--muted); }
.contact-list a { font-size: 1.15rem; font-weight: 700; }
.contact-list .directions { font-size: 1rem; margin-top: 0.35rem; }
.contact-form { background: #fff; border-radius: var(--radius); padding: clamp(1.5rem, 1rem + 2vw, 2.5rem); display: grid; gap: 1rem; }
.form-note { min-height: 1.5em; color: var(--green); font-weight: 600; margin: 0; }

/* Footer */
.site-footer { background: var(--green-deep); color: #c9dccf; font-size: 0.95rem; overflow: hidden; }
.footer-name { color: #fff; font-weight: 800; letter-spacing: -0.06em; line-height: 1; font-size: clamp(3.5rem, 17vw, 16rem); margin: 0; padding-top: 2.5rem; }
.site-footer a { color: #fff; text-decoration: none; }
.site-footer a:hover, .legal p a, .footer-grid p a { text-decoration: underline; }
.site-footer .brand-name.light { color: #fff; display: block; margin-bottom: 0.5rem; font-size: 1.15rem; }
.footer-grid { display: grid; gap: 1.75rem; padding: 2.5rem 0 2rem; }
.footer-grid ul { list-style: none; padding: 0; margin: 0; display: grid; gap: 0.5rem; }
.footer-grid p { margin: 0 0 0.5rem; }
.creds { gap: 0.35rem !important; color: #fff; margin-top: 1rem !important; }
.link-btn { background: none; border: 0; padding: 0; font: inherit; color: #fff; cursor: pointer; text-align: left; }
.link-btn:hover { text-decoration: underline; }
.disclaimer { padding: 1.5rem 0 2rem; font-size: 0.875rem; }
.disclaimer p { margin-bottom: 0.75rem; max-width: 70ch; }

/* Disclosure pop-up */
.disclosure { border: 0; border-radius: var(--radius); padding: clamp(1.5rem, 1rem + 2vw, 2.5rem); width: min(640px, calc(100% - 32px)); max-height: 85svh; overflow: auto; color: var(--ink); background: #fff; box-shadow: 0 24px 64px rgba(0, 0, 0, 0.3); }
.disclosure::backdrop { background: rgba(15, 58, 28, 0.65); }
.disclosure h2 { font-size: clamp(1.6rem, 1.3rem + 1vw, 2rem); outline: none; }
.disclosure h3 { font-size: 1.05rem; margin: 1.25rem 0 0.3rem; }
.disclosure ul { padding-left: 1.2rem; margin: 0 0 1em; }
.disclosure form { margin-top: 1.5rem; }

/* Floating WhatsApp button on phones */
/* Phones: Call and WhatsApp always at the bottom of the screen */
.mobile-bar {
  position: fixed; left: 0; right: 0; bottom: 0; z-index: 60;
  display: grid; grid-template-columns: 1fr 1fr; gap: 0.5rem;
  padding: 0.6rem 0.75rem calc(0.6rem + env(safe-area-inset-bottom));
  background: #fff; box-shadow: 0 -6px 20px rgba(0, 0, 0, 0.12); /* taste-skill-ignore: a fixed bar floats over content */
}
.mobile-bar a {
  display: flex; align-items: center; justify-content: center; min-height: 48px; border-radius: 999px;
  font-weight: 800; text-decoration: none; font-size: 1.02rem;
}
.mb-call { border: 2px solid var(--green-deep); color: var(--green-deep); }
.mb-wa { background: var(--wa); color: #fff; }
body { padding-bottom: 72px; }

/* Phones: less scrolling */
@media (max-width: 639px) {
  .section { padding: 3.5rem 0; }
  .section-title { margin-bottom: 1.75rem; }
  .hero { padding: 3.5rem 0 2.75rem; }
  .story-body p { font-size: 1.1rem; }
  .steps { gap: 1.25rem; }
  .steps li { padding-top: 0.9rem; }
  .steps h3 { margin-bottom: 0.25rem; }
  .team-grid { gap: 1.75rem; }
  .avatar { flex-basis: 88px; width: 88px; height: 88px; }
  /* Calculators: one swipeable row of choices instead of six wrapped rows */
  .calc-form { padding: 1.1rem; gap: 1rem; margin-top: 1.5rem; }
  .calc-tabs { flex-wrap: nowrap; overflow-x: auto; scroll-snap-type: x proximity; scrollbar-width: none; margin: 0 -1.1rem; padding: 0 1.1rem 0.25rem; }
  .calc-tabs::-webkit-scrollbar { display: none; }
  .calc-tabs button { flex: 0 0 auto; scroll-snap-align: start; }
  .calc-fields { grid-template-columns: 1fr 1fr; gap: 0.75rem; }
  .calc-fields label { font-size: 0.9rem; }
  .calc-say { font-size: 1.05rem; }
  .contact-ways .btn { flex: 1 1 100%; }
}

/* Motion. The hero animates in CSS from the first paint, so it never waits for script */
@keyframes rise { from { transform: translateY(105%); } }
@keyframes fade-up { from { opacity: 0; transform: translateY(16px); } }
.statement .line > span { display: inline-block; animation: rise 0.9s var(--ease) both; }
.statement .line:nth-child(2) > span { animation-delay: 0.11s; }
.hero-foot { animation: fade-up 0.7s 0.4s var(--ease) both; }
/* Further down the page: hidden only when script is running */
.js .reveal { opacity: 0; transform: translateY(24px); transition: opacity 0.7s, transform 0.7s var(--ease); }
.js .reveal.in { opacity: 1; transform: none; }

@media (min-width: 640px) {
  .facts-row { grid-template-columns: repeat(3, 1fr); }
  .team-grid, .steps { grid-template-columns: 1fr 1fr; }
  .services { grid-auto-flow: row; grid-template-columns: 1fr 1fr; overflow: visible; scroll-snap-type: none; }
  .swipe-hint { display: none; }
  .reviews { grid-auto-columns: calc((100% - 1rem) / 2); }
  .slider-nav { display: flex; }
  .footer-grid { grid-template-columns: 2fr 1fr 1fr; }
}
@media (min-width: 960px) {
  .menu-toggle, .menu, .menu.open { display: none; }
  .top-links, .header-cta { display: flex; }
  .header-inner { min-height: 80px; }
  .brand img { height: 72px; }
  .mobile-bar { display: none; }
  body { padding-bottom: 0; }
  .hero-foot { grid-template-columns: 1fr auto; }
  .story-grid { grid-template-columns: 1fr 1fr; gap: 4rem; }
  .services { grid-template-columns: repeat(4, 1fr); }
  .reviews { grid-auto-columns: calc((100% - 2rem) / 3); }
  .steps { grid-template-columns: repeat(4, 1fr); }
  .facts-row { grid-template-columns: repeat(5, 1fr); }
  .contact-grid { grid-template-columns: 1fr 1fr; gap: 4rem; }
  .calc-body { grid-template-columns: 1.3fr 1fr; gap: 2rem; }
}
@media (prefers-reduced-motion: reduce) {
  html { scroll-behavior: auto; }
  *, *::before, *::after { transition: none !important; }
  .statement .line > span, .hero-foot { animation: none !important; }
  .js .reveal { transform: none !important; opacity: 1 !important; }
}

/* Reviews: Google rating line and disclaimer */
.review-note { margin: 1.25rem 0 0; font-size: 0.875rem; color: var(--muted); max-width: 70ch; }

/* Team: LinkedIn link */
.linkedin { display: inline-block; margin-top: 0.75rem; font-weight: 700; text-decoration: none; }
.linkedin:hover { text-decoration: underline; }

/* Footer: regulatory block, like other AMFI distributors' sites */
.legal { padding: 1.75rem 0 2rem; font-size: 0.875rem; line-height: 1.6; text-align: center; }
.legal p { max-width: 110ch; margin: 0 auto 0.75rem; }
.legal strong { color: #fff; }
.legal-links { display: flex; flex-wrap: wrap; justify-content: center; gap: 0.35rem 1.1rem; margin: 1.25rem 0; }
.legal-links a { color: var(--action); font-weight: 600; }

/* Policy pages */
.doc-page { padding: clamp(2.5rem, 2rem + 3vw, 5rem) 0; }
.doc-page .container { max-width: 820px; }
.doc-page h1 { font-size: clamp(2rem, 1.5rem + 2vw, 3rem); }
.doc-page h2 { font-size: clamp(1.3rem, 1.1rem + 0.8vw, 1.7rem); margin-top: 2.25rem; max-width: none; }
.doc-page p, .doc-page li { max-width: 70ch; }
.doc-page table { width: 100%; border-collapse: collapse; margin: 1rem 0 1.5rem; }
.doc-page th, .doc-page td { text-align: left; padding: 0.7rem 0.8rem; border-bottom: 1px solid var(--card-line); vertical-align: top; }
.doc-page th { width: 38%; color: var(--muted); font-weight: 600; }
.link-list { columns: 2 260px; padding-left: 1.2rem; }
.link-list li { margin-bottom: 0.45rem; break-inside: avoid; }
.back-home { display: inline-block; margin-bottom: 1.5rem; font-weight: 700; }

/* Team photos */
img.avatar { display: block; object-fit: cover; }

/* AMFI Code of Conduct: registered name, "AMFI-registered Mutual Fund Distributor" and ARN, clearly on every page */
.amfi-bar { background: var(--green-deep); color: #fff; font-size: 0.875rem; line-height: 1.4; text-align: center; padding: 0.5rem 0; }
.amfi-bar strong { font-weight: 700; }

/* Footer: fund houses we distribute (AMFI Code of Conduct disclosure) */
.amc-list { text-align: left; max-width: 110ch; margin: 1.25rem auto; padding: 1rem 1.25rem; border-radius: 12px; background: rgba(255, 255, 255, 0.06); }
.amc-list summary { cursor: pointer; font-weight: 700; color: #fff; }
.amc-list p { margin: 0.75rem 0; max-width: none; }
.amc-list ul { columns: 3 220px; column-gap: 1.5rem; padding-left: 1.1rem; margin: 0.5rem 0; }
.amc-list li { margin-bottom: 0.2rem; break-inside: avoid; }
.amc-src { font-size: 0.8125rem; }

/* Keep jumped-to sections clear of the sticky header */
[id] { scroll-margin-top: 96px; }

/* Footer: social links */
.social { display: flex; flex-wrap: wrap; gap: 0.6rem; margin-top: 1.1rem; }
.legal .social { justify-content: center; margin: 1rem 0 0.25rem; }
.social a { display: inline-flex; align-items: center; gap: 0.5rem; min-height: 44px; padding: 0.45rem 0.95rem; border-radius: 999px; background: rgba(255, 255, 255, 0.1); color: #fff; font-weight: 700; text-decoration: none; transition: background-color 0.2s; }
.social a:hover { background: rgba(255, 255, 255, 0.2); text-decoration: none; }
.social svg { width: 20px; height: 20px; fill: currentColor; }

/* Story: the moments, in life order */
.moments { list-style: none; padding: 0; margin: 1.5rem 0 0; display: flex; flex-wrap: wrap; gap: 0.5rem; }
.moments li { padding: 0.45rem 0.9rem; border-radius: 999px; background: var(--mint); color: var(--green-deep); font-weight: 700; font-size: 0.95rem; }
.story-cta { margin-top: 1.5rem; }
.story-cta a { font-weight: 800; font-size: 1.1rem; }

/* Story: who it's for */
.personas { display: grid; gap: 0.9rem; margin-top: 2rem; }
.persona { padding: 1.25rem 1.4rem; border-radius: var(--radius); background: var(--bg-soft); }
.persona h3 { font-size: 1.15rem; margin-bottom: 0.4rem; }
.persona p { margin: 0; color: var(--ink); }
@media (min-width: 960px) {
  .story-grid { align-items: start; }
  .story-head { position: sticky; top: 96px; }
}

/* Service cards: "How it works" opens an explanation */
.service { cursor: pointer; }
.s-actions { margin-top: auto; display: flex; flex-wrap: wrap; align-items: center; gap: 0.5rem 1rem; }
.s-more { font: inherit; font-weight: 700; font-size: 0.95rem; cursor: pointer; min-height: 40px; padding: 0.4rem 0.9rem; border-radius: 999px; border: 2px solid var(--green); background: #fff; color: var(--green); transition: background-color 0.2s, color 0.2s; }
.s-more:hover { background: var(--green); color: #fff; }
.svc-dialog h2 { margin-bottom: 0.75rem; }
.svc-dialog h3 { font-size: 1.05rem; margin: 1.25rem 0 0.3rem; color: var(--green); }
.svc-dialog p { font-size: 1.02rem; line-height: 1.6; }
.svc-actions { display: flex; flex-wrap: wrap; gap: 0.75rem; margin-top: 1.5rem; }
.svc-actions form { margin: 0; }

/* Story, short version: one-line persona notes under the paragraphs */
.story-head .personas { margin: 1.75rem 0 0; gap: 0.6rem; }
.story-head .persona { margin: 0; padding: 0.9rem 1.1rem; font-size: 1.02rem; line-height: 1.5; }
.story-body p strong { color: var(--green-deep); }

/* Hero: short story line, then the promise on its own line */
.hero-tagline { margin: 0.75rem 0 0; color: #fff; font-weight: 800; font-size: clamp(1.1rem, 1rem + 0.5vw, 1.35rem); max-width: 44ch; }

/* "What happens after you say hello" */
.steps-lead { margin: -1.75rem 0 2rem; font-weight: 700; color: var(--green); }

/* ===== Phones: tidy layout ===== */
@media (max-width: 639px) {
  /* Hero: both buttons side by side */
  .hero .cta-row { display: grid; grid-template-columns: 1fr 1fr; gap: 0.6rem; }
  .hero .cta-row .btn { min-height: 50px; padding: 0.7rem 0.6rem; font-size: 0.95rem; }
  .wa-hours { display: none; }

  /* Goals: eight labels, two per row */
  .moments { display: grid; grid-template-columns: 1fr 1fr; gap: 0.5rem; }
  .moments li { text-align: center; padding: 0.55rem 0.5rem; font-size: 0.86rem; line-height: 1.3; display: flex; align-items: center; justify-content: center; }

  /* Calculator: the answer comes first, so it stays in view while you type */
  .calc-body { display: flex; flex-direction: column; gap: 1rem; }
  .calc-out { order: -1; }
  .calc-about { font-size: 0.95rem; }
  .calc-say { font-size: 0.98rem; padding: 0.8rem 0.9rem; }
  .calc-result { padding: 0.8rem 0.9rem; gap: 0.4rem; }
  .calc-result span { font-size: 0.85rem; }
  .calc-result strong { font-size: 1rem; }
  .calc-result .big strong { font-size: 1.45rem; }
  .calc-fields { gap: 0.6rem; }
  .calc-fields label { font-size: 0.85rem; gap: 0.25rem; }
  .calc-fields input, .calc-fields select { min-height: 44px; padding: 0.45rem 0.7rem; }
  .calc-profile { grid-template-columns: 1fr 1fr; padding: 0.8rem 0.9rem 1rem; gap: 0.6rem; }
  .calc-profile label { font-size: 0.85rem; gap: 0.25rem; }
  .calc-profile input, .calc-profile select { min-height: 44px; padding: 0.45rem 0.6rem; }
  .calc-profile label:nth-of-type(n+3) { grid-column: 1 / -1; }
  .calc-profile legend span { display: none; }
  .calc-pick { display: grid; font-size: 0.9rem; }
  .calc-pick select { font-weight: 700; border: 2px solid var(--action); }
  .calc-tabs { display: none; }

  /* Finger-sized tap targets (about 44px) */
  .s-actions a, .linkedin, .contact-list a { display: inline-flex; align-items: center; min-height: 44px; }
  .site-footer li a, .legal-links a, .legal p a { display: inline-block; padding: 0.55rem 0; }
  .footer-grid ul { gap: 0; }
  .legal-links { gap: 0 1.1rem; }
  .calc-tip { font-size: 0.88rem; padding: 0.7rem 0.85rem; }

  /* Steps: tighter */
  .steps-lead { margin: -1rem 0 1.5rem; }
  .steps { gap: 1rem; }
  .steps h3 { font-size: 1.2rem; }

  /* Footer: shorter and calmer */
  .footer-name { font-size: 3.2rem; padding-top: 1.75rem; }
  .footer-grid { grid-template-columns: 1fr 1fr; gap: 1.5rem 1rem; padding: 1.5rem 0; }
  .footer-grid > div:first-child { grid-column: 1 / -1; }
  .footer-grid ul { gap: 0.35rem; }
  .legal { text-align: left; font-size: 0.8rem; padding-top: 1rem; }
  .legal p { margin-left: 0; }
  .legal-links { justify-content: flex-start; gap: 0.3rem 0.9rem; }
  .legal .social { justify-content: flex-start; }
  .amc-list { padding: 0.9rem; }
  .amc-list ul { columns: 2; column-gap: 1rem; font-size: 0.78rem; }
}

/* v2 palette: "Markets". Loaded after styles.css; layout and content are unchanged.
   Navy = trust and security (banks, exchanges, market terminals).
   Market "up" green = growth, used on buttons and positive figures only.
   Trust blue = links and small marks. Cool blue-grey surfaces = calm and clarity.
   See colour-analysis.md for the reasoning and contrast checks. */
:root {
  --green: #1d4ed8;        /* trust blue: links, icons, tags */
  --green-deep: #0a1f44;   /* navy: hero, footer, headings */
  --action: #22c55e;       /* market green: buttons, step bars */
  --action-hover: #4ade80;
  --mint: #e3ecfb;         /* pale blue: facts strip, contact section */
  --tag: #e3ecfb;
  --ink: #0b1b33;
  --muted: #4a5a75;
  --bg-soft: #eef3fb;
  --card-line: #dbe4f3;
}
/* Navy text on the green (white would fail contrast) */
.btn-primary, .btn-light { background: var(--action); color: var(--green-deep); }
.btn-primary:hover, .btn-light:hover { background: var(--action-hover); }
.btn-outline-light:hover { color: var(--green-deep); }
.hero-sub { color: #c7d3e8; }
.top-links a:hover, .service a:hover { color: var(--green); }
.role { color: var(--green); }
.brand-name { color: var(--green-deep); }
/* Calculator: a deep market blue, with growth figures in "up" green */
.field { background: #123a7a; }
.calc-head p { color: #d3def2; }
.calc-say { background: #e8f6ee; color: var(--ink); }
.calc-result .big strong { color: #15803d; }
.calc-tabs button[aria-pressed="true"] { background: var(--green-deep); }
.form-note { color: var(--muted); }
.site-footer { color: #b4c2dc; }
.disclosure::backdrop { background: rgba(10, 31, 68, 0.7); }